Terms and Conditions

Welcome to Formuna ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of the Formuna courses and any related services ("Company," "we," "us," or "our"). By accessing or using our services, you ("User," "you") agree to be bound by these Terms.

Effective Date

These Terms are effective as of October 17th, 2026.

1. User Registration and Account Security

Users may register for and log in to our services using the authentication methods provided on our platform. You are solely responsible for maintaining the security and confidentiality of your account credentials.

2. Payment Terms

Our course is available as a one-time payment, a payment plan in monthly installments, or a monthly subscription, as offered at checkout. Payments are processed through Stripe, including payments made via Apple Pay or Google Pay. All payment transactions are subject to the terms, conditions, and privacy policies of Stripe in addition to these Terms. The price, the number of payments and how often you are charged are shown at checkout, next to the pay button, before you pay.

2.1 One-Time Payment

A single payment gives you lifetime access to the course. Nothing renews, and nothing more is charged.

2.2 Payment Plan

You pay the first installment at checkout. The remaining installments are charged automatically to the same payment method, one each month on the same day of the month, and the plan ends by itself after the last one: nothing more is charged. You have access to the course while the plan is running, and lifetime access once every installment is paid. To end a plan early, contact us; your access ends with it.

If an installment payment fails, it is retried and your access continues meanwhile. If it still fails, the plan ends and so does your access. If the failed payment was your last installment, you can still pay it from Manage billing on your profile, and your access becomes lifetime. For an earlier installment, contact us to complete your plan.

2.3 Monthly Subscription

Your subscription renews automatically every month and is charged to your payment method at the price shown at checkout until you cancel. That price does not change while your subscription is active. You can cancel at any time from your profile, under Manage billing. Cancellation takes effect at the end of the month you have already paid for: your access continues until then, and you are not charged again. Cancelling does not refund the current month; see the Refund Policy below.

If a renewal payment fails, it is retried and your access continues meanwhile. If it still fails, the subscription ends, your access ends, and the unpaid amount is not charged. You can subscribe again at any time.

2.4 Switching to a One-Time Payment

If you buy the one-time payment while a payment plan or subscription is running, the plan or subscription ends and is not charged again. Payments already made on it are not refunded automatically.

2.5 Refund Policy

All purchases of our information products, including the "Do It Yourself" (DIY) version of our course, are backed by a 30-day, 100% money-back guarantee, however you pay. If you're not satisfied for any reason, you may request a full refund within 30 days of purchase. For a payment plan or a subscription, the 30 days run from your first payment, and the refund covers what you have paid. This policy is designed to give you complete confidence and peace of mind when investing in our digital content.

A full refund of a payment ends the access it paid for. A refunded payment plan or subscription ends and is not charged again.

2.6 Payment Disputes

Please contact us before disputing a payment with your bank. If you dispute a payment, the payment plan or subscription it belongs to ends, and you may lose access to the course while the dispute is open.

3. Intellectual Property Rights

All content in our course is protected by international copyright laws. You may not use, reproduce, distribute, or display any content without our express written permission.

4. User Conduct

You agree to use our services lawfully and not to distribute any content that is unlawful, harmful, or offensive. We reserve the right to remove any content and terminate accounts for such activities.

5. Health Disclaimer

Our course is for informational purposes only and is not a substitute for professional medical advice. Consult a healthcare provider before starting any new diet or exercise program.

6. Privacy and Security

Your privacy is important to us. Registration and login through social accounts are subject to the privacy policies of those services.

7. Disclaimers and Limitation of Liability

Our services are provided "as is" without any warranties. We disclaim all warranties to the fullest extent permitted by law. We are not liable for any damages arising from your use of our services.

8. Dispute Resolution

Disputes arising out of these Terms will be resolved through binding arbitration in Spain, according to Spanish law.

9. Modifications to the Service

We reserve the right to modify or discontinue the Service at any time without notice.

10. Governing Law

These Terms are governed by the laws of Spain.

11. Contact Information

If you have any questions about these Terms, please contact us at:

12. Acceptance of These Terms

By using or purchasing our services, you confirm that you have read and agree to be bound by these Terms.